Link PAN with Aadhar: Linking your Aadhaar with your PAN card has become mandatory. If your Aadhaar card is not linked with your PAN, you won’t be able to file your income tax return. Additionally, for any bank withdrawal exceeding ₹50,000, linking your PAN with Aadhaar is essential.
The process of linking PAN with Aadhaar is straightforward, and the government has provided multiple methods to do so. Here’s how you can get it done.
Table of Contents
Why Linking PAN with Aadhar is Important
- Mandatory Requirement: As per government regulations, it is compulsory to link PAN with Aadhaar to file income tax returns.
- Bank Transactions: For any transaction above ₹50,000, linked PAN and Aadhaar are required.
- Avoid Penalty: If not linked before the deadline, a penalty of ₹1,000 will be imposed.
Steps to Link PAN with Aadhar Online
Step 1: Pay the Applicable Fee via E-Pay Tax
If you have an account in a bank that supports e-pay tax, follow these steps:
- Visit the Income Tax E-Filing Website: Enter your PAN, confirm your PAN and mobile number to receive an OTP.
- OTP Verification: After OTP verification, proceed to the next page.
- Income Tax Payment: Click “Proceed” under Income Tax, select Assessment Year (AY) 2024-25, and pay ₹1,000 under “Others” as the fee.
Step 2: Submit Aadhaar Linking Application on E-Filing Portal
- Login to E-Filing Portal: Go to the profile section and click on “Link Aadhaar” or choose the same option under personal details.
- Validate PAN and Aadhaar: Enter your PAN and Aadhaar number, then click “Validate.”
- Enter Required Details: Provide your mobile number and other necessary details as per Aadhaar and click “Link Aadhaar.”
- OTP Verification: Enter the OTP received on your registered mobile number and click “Validate.”
How to Correct Mismatches Between PAN and Aadhaar
Linking Aadhaar with PAN can only be done if all details match. In case of discrepancies like spelling errors in your name, follow these steps:
Correct PAN Details via NSDL
- Visit NSDL Website: Use the provided link to reach the page where you can apply for name corrections.
- Submit Signed Digital Documents: Correct your PAN details and submit digitally signed documents.
- Verification: Once verified, proceed to link your PAN with Aadhaar.
Correct Aadhaar Details via UIDAI
- Visit UIDAI Website: Go to the UIDAI update page, enter your Aadhaar and security code.
- OTP Verification: An OTP will be sent to your registered mobile number.
- Update Details: Correct your details and submit necessary documents if required.
- Proceed with Linking: Once the update is approved, link your PAN with Aadhaar.
What to Do If You Are Unable to Link PAN with Aadhaar
If you fail to link your PAN with Aadhaar by the deadline, your PAN will be deactivated. Here’s how to correct any errors:
For PAN Card Name Correction
- Visit NSDL E-Filing Website: Select “Changes or Correction in Existing PAN/Reprint of PAN Card.”
- Choose Personal Loan: Enter your details and proceed with Aadhaar E-KYC.
- Submit Form: After payment, submit your form online.
- Receive Updated PAN: Once you receive your updated PAN card, link it with Aadhaar.
For Aadhaar Name Correction
- Visit an Aadhaar Enrollment Center: Carry a self-attested copy of your identity proof.
- Fill Enrollment Form: Submit the form along with necessary documents.
- Check Update Status: Use the URN provided in the receipt to track your update status.
- Link PAN with Aadhaar: Once the update is completed, proceed to link your PAN with Aadhaar.
How to Check Aadhaar-PAN Linking Status
To check the status of your PAN-Aadhaar linking:
- Visit the E-Filing Income Tax Website: Click on “Link Aadhaar Status” under “Quick Links.”
- Enter PAN and Aadhaar Number: Enter your PAN and Aadhaar details and click on “View Link Aadhaar Status.”
- Check Status: Your linking status will be displayed on the screen.
Consequences of Not Linking PAN with Aadhaar
If you fail to link your PAN with Aadhaar by the deadline, your PAN will become inactive. This can lead to several issues:
- No Refunds: Refunds and interest on refunds will not be processed.
- Higher TDS: As per Section 206AA, a higher TDS will be deducted.
Even with an inactive PAN, you can still file your income tax return.